Chris Gaskarth

Chris has broad and deep experience of treasury, capital markets and credit portfolio management, gained from Midland Bank, National & Provincial Building Society, Royal Bank of Scotland and Prudential/Egg. His involvement with Structured Credit includes financing, risk transfer and investment programmes.

From late 2002 he has been a consultant, designing and delivering ALM and credit-based solutions for UK and European banks, building societies and fund managers. Chris is a qualified Member of both the Chartered Institute of Bankers and the Association of Corporate Treasurers, and holds the Association's Certificate in Pensions Risk Management.

Paul Roby

Paul has extensive experience of asset liability management, traded credit markets, derivative products and the regulatory environment gained from working in senior roles at Barclays Bank, Charterhouse Bank and the Royal Bank of Scotland for a period of over twenty years. For the last fifteen years he has worked as a consultant advising financial institutions, corporate clients and pension funds on the management and development of their trading, investment and financing activities.

Paul is a long-standing Member of the Association of Corporate Treasurers and was the examination prizewinner in the Associationís inaugural sitting of the Certificate in Pensions Risk Management. He is also an Associate of the Chartered Institute of Bankers and obtained an MA in Economics at the University of Leicester.

Crispin Southgate

Before joining IIA, Crispin was a Managing Director and European Credit Strategist at Merrill Lynch. His thirty years of experience in financial services has also covered SG Warburg, where he was co-head of the financial structuring group; Charterhouse Bank, where he was a founder of the RBS Capital Markets Division in 1987; and Price Waterhouse, where he qualified as a Chartered Accountant.

Crispin serves on the Basel Financial Stability Board's Enhanced Disclosure Task Force, the Risk Working Group of the FRC/Board for Actuarial Standards, the Employee Benefits Working Group of the IASB and the Corporate Reporting Users Forum. He holds an MA in Politics, Philosophy & Economics from Merton College, Oxford.